It’s the beginning of 2020 and most real estate agents are feeling like they are having their own Groundhog Day moment as they are re-living the beginning of 2017 again. The most common, tried and true way to sell a house or condo in this city is by setting up a bidding war. This means pricing the property slightly lower than the market to garner as much interest as possible. This practice is common and has been happening since before I bought my first home in 2005 when I had to fight off 10 other bidders for a house.

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So I recently read an old CNBC interview where author David Bach states that “buying a home is an escalator to wealth”. David Bach has written many, many books on becoming a millionaire. I read the Automatic Millionaire many, many years ago and found it extremely helpful.

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There comes a time when we need to leave our home for the good of our health. That’s where retirement living comes in. So I wanted to produce this guide for all of us who need to know more about retirement living. Even if it’s just to get a better idea as to how much to save in our RRSP to be able to afford the retirement living that we choose. While the costs charged by retirement living centres seems expensive one must consider: The savings of moving into a retirement living centre that includes; food, water & sewage, heat, hydro, taxes, maintenance, gardening and snow removal. The income that will be earned from the investment of the monies received from selling one’s home. So I’ve produced this guide to retirement living, assisted living and memory care options in the Midtown Toronto area as most of us will want to stay in the neighbourhood we live in or we will want to move our loved ones closer to us.