There comes a time when we need to leave our home for the good of our health. That’s where retirement living comes in. So I wanted to produce this guide for all of us who need to know more about retirement living. Even if it’s just to get a better idea as to how much to save in our RRSP to be able to afford the retirement living that we choose.

While the costs charged by retirement living centres seems expensive one must consider:

1. The savings of moving into a retirement living centre that includes; food, water & sewage, heat, hydro, taxes, maintenance, gardening and snow removal.
2. The income that will be earned from the investment of the monies received from selling one’s home.

So I’ve produced this guide to retirement living, assisted living and memory care options in the Midtown Toronto area as most of us will want to stay in the neighbourhood we live in or we will want to move our loved ones closer to us.

On Maslow’s hierarchy of needs, housing is a part of the base of the triangle, meaning, it’s extremely important to our safety, security and well-being. Yet most of our elections fail to discuss housing as a major issue. Housing affects every single one of us whether we own or rent, we still need a place to live. So here are the housing policies proposed, so far, from the political parties during the election. And, of course, with a little commentary from yours truly.